HSBC Credit Cards x Cathay Pacific Flights Acquisition Promo 2026

Get Waived Annual Fees for 3 Years with an HSBC Live+ Credit Card

HSBC Live+ Credit Card

Enjoy USD 120 discount when you apply for an HSBC Live+ Credit Card, spend at least PHP40,000 within 60 days of card approval date and register via the HSBC Philippines App1.

Promo period: March 18, 2026 to May 15, 2026, extended until July 31, 2026

Booking period: April 20, 2026 to December 31, 2026

Travel period: April 20, 2026 to May 31, 2027

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    Get up to 8% cashback on dining spend and up to 5% cashback on shopping and entertainment spend2

  • And earn 5% cashback when you book flights and hotels with your HSBC Live+ Credit Card. Just spend at least PHP10,000 every month3

To apply, you'll need to have:

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    A minimum annual income of PHP400,000

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    A locally-issued primary credit card from another bank for at least 6 months

Apply now

    More information

    Terms and Conditions apply.
    Promo period: 18 March 2026 to 15 May 2026, extended until 31 July 2026
    Per DTI Fair Trade Permit No. FTEB-251754 Series of 2026

    1. This offer is open to individuals with a new primary HSBC Credit Card who have no existing nor cancelled HSBC Credit Card in the last 15 months from the application date. Search for 'HSBC Philippines' on the App Store or Google Play to download the app. Credit Card must be activated before registration.
    2. HSBC Live+ Credit Card has a monthly cap of PHP 1,250 cashback on dining, shopping and entertainment, plus a monthly cap of PHP 600 on Caltex rebate amounting to a combined PHP 22,200 per year. T&C apply.
    3. Minimum accumulated spend of PHP10,000 per month is required to earn higher cashback on our HSBC Live+ Credit Card. Subject to a rebate cap of PHP1,250 per month. HSBC Live+ Rewards Programme T&C apply.
      HSBC Live+ 5% Cashback Travel Promo is extended until June 30, 2026. *Eligible airlines, travel agencies and lodging/hotels/resorts depend on MCC.**Maximum cashback that can be earned by each Account (based on the primary and supplementary cardholders on the account) is PHP1,250 per statement month, inclusive of the other in-card features' cashback. Transactions that earn separate cashback (such as Caltex fuel cashback) are excluded from this monthly cap. T&C apply.

    Cardholders who applied under this promo are not allowed to choose a different HSBC Credit Card welcome rewards at any point of the application or approval process. All HSBC credit card applications shall be subject to HSBC's final credit card approval and credit card terms and conditions.

    The Hongkong and Shanghai Banking Corporation Limited is regulated by the Bangko Sentral ng Pilipinas https://www.bsp.gov.ph