How do I apply online for an HSBC credit card?

More than just serving as a tool for everyday purchases, credit cards can add value to your finances – giving you convenience, flexibility, and a variety of perks. If you want to learn how to apply for a credit card, here's an overview of the HSBC Credit Card application process:

1. Find the right credit card for you

How do you choose a credit card? Credit cards come with different benefits such as cashback or rewards points so pick one that suits your needs. You'll also need to make sure you meet the eligibility requirements to apply*. Learn more about our cards here: Compare & apply for a credit card online - HSBC PH

• HSBC Red Platinum Mastercard

• HSBC Live+ Credit Card

2. Prepare your requirements

Once you've selected a card, get your requirements ready. Here's what you'll need:

• A valid, unexpired government ID with your full name, photo, and date of birth.

• Income documents such as your Certificate of Employment, pay slip or bank statement with payroll credits (for salaried/employed applicants) or your latest Income Tax Return (ITR) (for self-employed applicants)

Our online credit card application process is fully al, so there's no need to print your documents or submit them in person. Just make sure that the soft copies are readable and have good quality resolution.

3. Fill out the application form and submit your documents

Visit our credit card page, select the type of card that suits you the most, and apply. First, you’ll need to fill out the eligibility form. If you're eligible, you'll then need to:

• Upload your ID

• Take a selfie so we can verify your identity

• Fill out the application form

• Upload your income documents

• Submit your application

If you want to finish your application at another time, you can save it and return to it later.

4. Wait for the result of your application

How long does it take to get approved for a credit card? It will take 5-7 banking days to process your application once you submit it. We'll let you know if your application is approved through SMS. If your application is approved, we'll also send you an SMS with details on your card delivery or pickup.

Enjoy perks here and abroad with the HSBC Live+ Credit Card and HSBC Red Platinum Mastercard.

Ready to apply? Submit your application today!

Eligibility requirements 

To apply for a credit card, you must have the following requirements:

• An existing locally issued primary credit card owned for at least 6 months

• A minimum annual income of PHP400,000

Valid ID with complete name (at least one of the following):

i. Passport, Driver's License, SSS/TIN ID, National ID, Professional Regulation Commission (PRC) ID, or a Unified Multi-Purpose ID (UMID).

Note: Proof of Identity should be valid (not expired), photo-bearing and contain date of birth.